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State Farm® Insurance Agent

Joe Chin

320 US 6 West
PO Box 227
Ligonier, IN 46767-0227

Profile photo of a State Farm Agent named: Joe Chin

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
Call or text us 24 hours a day!


320 US 6 West
PO Box 227
Ligonier, IN 46767-0227



I have been a State Farm agent for 35 years. I really like meeting new people and working with new people on a daily basis. I like learning about their interesting jobs and lives. I appreciate having the opportunity to learn about every person's insurance needs and figure out how to meet those needs. State Farm allows me to do just that. Whether it be auto insurance, life insurance, or homeowners insurance you are looking for, State Farm is here to help. We are located close to many towns including Rome City, Wolcottville, Wawaka, Kimmell, Cromwell, Wolf Lake, Albion, Topeka and surrounding areas.

  • Life Insurance

i. January can be a good time to review your life insurance coverage and make any necessary adjustments. Here are a few reasons why January may be a relevant time to consider life insurance:

  • New year, new goals: The start of a new year often prompts individuals to reassess their financial plans and goals. This can include evaluating your life insurance needs and ensuring that your coverage aligns with your current situation.

  • Major life changes: If you experienced significant life events in the past year, such as getting married, having a child, purchasing a home, or starting a business, you may need to adjust your life insurance coverage accordingly. January is an opportune time to review these changes and update your policy if needed.

  • New policies: If you don't currently have life insurance, January can be a good time to consider purchasing a policy. It's a chance to protect your loved ones financially in the event of your passing.

ii. When reviewing or purchasing life insurance in January, it's advisable to assess your financial needs, consider your long-term goals, and compare quotes from different insurance providers.

  • Remember, life insurance is an important part of planning financially, and taking proactive steps in January can help ensure that you have the appropriate coverage in place to protect your loved ones.

  • National Blood Donor Month

i. National Blood Donor Month is observed in January in the United States. It is a time to raise awareness about the importance of blood donation and to recognize and appreciate those who donate blood to help save lives.

ii. During National Blood Donor Month, blood centers and organizations often hold special events and campaigns to encourage people to donate blood. These efforts aim to address the ongoing need for blood and blood products, as well as to educate the public about the impact of blood donation on individuals and communities.

iii. Donating blood is a selfless act that can make a significant difference in someone's life. Blood transfusions are essential for various medical procedures, surgeries, and treatments. By donating blood, individuals can contribute to the well-being and recovery of patients in need.

  • 3 P’s of Safe Winter Driving

PREPARE for the trip; PROTECT yourself; and PREVENT crashes on the road.

  • Maintain Your Car: Check battery, tire tread, and windshield wipers, keep your windows clear, put no-freeze fluid in the washer reservoir, and check your antifreeze.

  • Have On Hand: flashlight, jumper cables, abrasive material (sand, kitty litter, even floor mats), shovel, snow brush and ice scraper, warning devices (like flares) and blankets. For long trips, add food and water, medication and cell phone.

  • Stopped or Stalled? Stay in your car, don’t overexert, put bright markers on antenna or windows and shine dome light, and, if you run your car, clear exhaust pipe and run it just enough to stay warm.

  • Plan Your route: Allow plenty of time (check the weather and leave early if necessary), be familiar with the maps/ directions, and let others know your route and arrival time.

  • Practice Cold Weather Driving!

    • During the daylight, rehearse maneuvers slowly on ice or snow in an empty lot.

    • Steer into a skid.

    • Know what your brakes will do: stomp on antilock brakes, pump on non-antilock brakes.

    • Stopping distances are longer on water-covered ice and ice.

    • Don’t idle for a long time with the windows up or in an enclosed space.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

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Our mission is to help people manage the risk of everyday life, recover from the unexpected, and realize their dreams.

Our team has a combined total of 50 years of helping customers with car insurance, homeowners insurance, and life insurance.

Megan Kuhn State Farm Agent Team Member

Megan Kuhn

Agent's Executive Assistant

I am licensed to provide Heath insurance, Life insurance, Auto insurance, Home insurance, and Renters insurance. I have been with Joe for 13 years. We service the following areas.. Ligonier, Kendallville, Kimmell, Topeka, Wawaka, Cromwell, Albion, Wolf Lake and Rome City.